SBA’s Economic Injury Disaster Loans offer up to $2 million in assistance and are available to small businesses and private, non-profit organizations to provide working capital and alleviate economic injury from any temporary loss of revenue. Funds can be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact.
The interest rate for SBA’s loans is 3.75% for small businesses and 2.75% for non-profits. Long-term repayments are available to keep payments affordable, up to a maximum of 30 years. Terms are determined on a case-by-case basis, based upon each borrower’s ability to repay.
For a current list of states and territories eligible for disaster loans, visit SBA’s site.
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